Stop Identity Thieves: Protecting Your Online Accounts

In today's digital world, safeguarding your identity is more than just common sense – it's essential. With a few simple steps, you can dramatically reduce the risk of becoming a victim of identity theft and protect your valuable personal information. Here's your comprehensive guide to online and offline security, powered by DCFCU's Secure Checking account:

Go Paperless:

  • Embrace E-Statements: Eliminate the paper trail and get real-time updates on your accounts by opting for electronic statements with DCFCU Secure Checking. It's eco-friendly and prevents sensitive documents from falling into the wrong hands.

Secure Your Logins:

  • Password Powerhouse: Ditch the predictable and craft strong, unique passwords for each account using a combination of uppercase and lowercase letters, numbers, and symbols. 

Monitor Your Finances:

  • Credit Report Vigilance: Regularly check your credit reports from all three major bureaus (Equifax, Experian, and TransUnion).

Be Wary of Phishing:

  • Stranger Danger: Never disclose personal information like Social Security numbers, bank account details, or one-time passwords over phone calls or texts, even if they appear to be from DCFCU.

Stay Alert and Informed:

  • Account Activity Awareness: Keep an eye on your transaction history and review account activity regularly with DCFCU's convenient online banking and mobile app. Sign up for account alerts to receive instant notifications about important updates.

Practice Safe Computing:

  • No Unfamiliar Friends: Avoid using your financial accounts on public computers or unknown networks. Be mindful of where you log in and always log out securely.

  • Click with Caution: Don't blindly trust everything you see online. Exercise caution when clicking on links in emails or websites, especially those offering unsolicited deals or requesting personal information.

DCFCU's Secure Checking Advantage:

  • ID Safe Choice Protection: Elevate your security with DCFCU's Secure Checking, which includes the ID Safe Choice protection plan. This plan provides:

    • Fully Managed Identity Theft Recovery: Dedicated professionals will assist you with paperwork and other details to restore your identity and resolve any issues.

    • Identity Theft Expense Reimbursement Insurance

    • 3-Generation Family Coverage: Your family's security is important too. ID Safe Choice extends its benefits to three generations of your family (3G).

    • Post-Death Coverage: Protection continues for up to 12 months after death, providing your loved ones with peace of mind.

Beyond the Screen:

  • Personal Computer Precautions: Don't use your personal computer at work for financial transactions or to access sensitive information. Keep your work and personal lives separate online.

  • Paper Trail Protection: Shred or securely store paper bank statements and other documents containing personal information. Never dispose of them in the trash where they could be easily retrieved.

By leveraging your DCFCU Secure Checking account and implementing these proactive measures, you can significantly reduce your risk of identity theft and enjoy peace of mind knowing your personal information is secure. Remember, vigilance is key! Stay informed, stay cautious, and stay ahead of the thieves with DCFCU!

Eddie Pradel