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SAVINGS ACCOUNTS

Share Savings

Grow Your Savings. Achieve Your Dreams.

Manage your account anytime, anywhere with our secure Online & Mobile Banking. Dividends are paid on a tiered-balance method, which gives you more earning potential on your money. Dividends are compounded quarterly and credited quarterly. You must maintain an average daily balance of $100.00 or more to earn dividends in your account and to obtain the disclosed annual percentage yield. Direct Deposit, payroll deduction and an ATM card are available on this account.

Opening a savings account is quick and easy. Simply click the button below and follow the steps. We're here to help you every step of the way, and if you have any questions, our friendly customer support team is ready to assist you.

*Monthly service charge: $1.99

Senior’s Advantage

We offer free services to members who are 50 years or older and maintain a minimum combined average daily balance of $2,500.

  • Minimum opening balance: None

  • Minimum balance to qualify: $2,500

  • Check writing fee: None

Free services include:

  • Free ATM transactions (excluding other institutions surcharges)

  • Free checking with free standard check order

  • Free AARP membership of the first year

  • $5 discount on a safe deposit box

  • Up to 6 free copies of statements per year

  • 5 free money orders per month

  • 5 free Cashier’s Checks per month

  • Free Notary services

  • No annual fee VISA card (if member qualifies)

*ID Safe Choice
This protection provides you with peace of mind in the event any of your financial and or personal information is compromised. ID Safe Choice will assign you a professional Identity Recovery Advocate, who will assist you with the necessary paperwork and other details to help restore your identity and resolve any issues. Plus, you have reimbursement insurance for any necessary recovery expenses up to $25,000 like lost wages or attorney fees. This service also extends to your immediate family members.

Click here to learn more about the ID Safe Choice Program.

*Monthly service charge: $1.99

 GEN-YOU ACCOUNT

Being a teenager nowadays comes with a lot of responsibilities; saving for their first car, school events, extracurricular activities, and more. One of the many decisions they may face is opening their own account and that’s where we come in.

Our Gen-You Savings and Checking accounts really are one of a kind. It was created to give teenagers between the ages of 14-17 the ability to establish good money habits without a parent or legal guardian. But don’t worry parents, this account gives them freedom but we give you reassurance.

This account has features we all love.

Our Mobile App allows students to track their spending, build a budget and view their statements.

Gen-You Account

No minimum balance or maintenance fees. We want them to save!

Gen-You Account Promise

Our promise to you is that your teen will learn positive money management skills.

FAQ - Frequently asked questions

+ What is required?

The teenager must live, work, worship or go to school in Miami-Dade County. They must be between the ages of 14-17 and provide us with two forms of IDs, either a FL State ID or Florida State Drivers License and a secondary ID.

+ How do I open a Gen-You Account?

You can open the account online! Just upload the required documents and a representative will get back to you within a couple days.

+ What happens after the teenager turns 18?

The Gen-You Account will be upgraded to a regular membership account.

+ How is the Gen-You Account safe for teenagers?

We have restrictions on the account that will help to avoid fees, experiencing overdrafts and check fraud.

To qualify for a Gen-You Account, student must live, work, worship or attend school in Miami-Dade County. To open the account the student must provide a valid FL State ID or State Driver’s License and secondary ID. If the student does not have a FLID or FLDL, a US Passport  can be accepted as Primary ID. Student must provide documentation from School District (Schedule of Courses or Report Card) to confirm student’s physical address, when using US Passport as primary ID. Secondary ID's include a valid student ID, Birth Certificate, US Passport (IF FLDL/FLID is Primary) or Social Security Card. All Credit Union loan programs, rates, terms and conditions are subject to change, discontinue or cancel at any time without notice.

Routing Number: 266080107

     
  
  
Dade County Federal Credit Union
1500 NW 107 Avenue
Sweetwater, FL 33172

*APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. **APY = Annual Percentage Yield.

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government, National Credit Union Administration, a U. S. Government Agency. Dade County FCU is an equal opportunity housing lender.

We may provide links to third party partners, independent from Dade County FCU.
These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Dade County Federal Credit Union.

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