GAP stands for Guaranteed Asset Protection. To understand GAP, you first have to understand how standard auto insurance works. If your vehicle is totaled or stolen, your comprehensive or collision insurance will typically pay you the current market value (or actual cash value) of the car.

Last month, the Gen‑You team had the privilege of visiting the Boys & Girls Clubs of Broward County, a place filled with bright energy, big dreams, and students serve as a daily inspiration.

After more than two centuries in American pockets, the humble penny is being phased out of circulation. This iconic one-cent coin, featuring Abraham Lincoln's profile since 1909, has long been a symbol of American commerce and thrift.

To kick off the new year, Dade County Federal Credit Union is proud to launch a Business Clothing Donation Drive in support of HANDY (Helping Advance and Nurture the Development of Youth).

If you have been hearing that credit scores are changing, you are not imagining it. 2026 is shaping up to be a transition year for how lenders evaluate borrowers, especially for mortgages. Fortunately, most of the habits that help your credit stay healthy are not changing.

Identity theft occurs when someone steals another person’s sensitive personal information and either uses it as their own or sells it on the black market for other perpetrators to use for financial gain or fraud. Identity theft has been making headlines for years; however, each and every year, thieves become more sophisticated.