Why use Dade County Federal Credit Union for your next auto loan? 

When it comes to auto loans, Dade County Federal Credit Union truly stands out. We take pride in offering swift approvals, excellent rates, and flexible terms, ensuring that you have full control when you're in the market for a new or used car or truck.

• Auto Financing For New Cars or Trucks - Auto dealers make you choose between low prices and special auto financing. Dade County Federal Credit Union, our dedicated loan officers meticulously review your buyer's order. This guarantees you not only a fair price but also a competitive interest rate. What's more, we can tailor payment terms to help reduce your monthly payments, ultimately putting more money back in your pocket.

• Auto Financing For Used Cars or Trucks - Dade County Federal Credit Union will go the extra mile to ensure that the vehicle you're interested in is reasonably priced and in good condition for purchase. Our used auto loan rates are highly competitive, and our terms are thoughtfully structured to lower your overall monthly payments, providing you with substantial savings.

To further safeguard your automotive investment, Dade County Federal Credit Union offers a wide range of insurance products designed to add extra security to your auto financing experience. This means you can hit the road with absolute confidence.

And that's not all – we're excited to introduce a new option that combines the best of both worlds. This option is available for new or select used vehicles, making it even easier for you to access our exceptional auto loans.

First Time Car Buyer Program

Dade County Federal Credit Union is your trusted partner in making your dream of owning your first vehicle a reality with our exclusive First Time Car Buyer Program, designed specifically for you.

With our First Time Car Buyer Program, you can access auto loans of up to $25,000, helping you choose the car you've always wanted without breaking the bank. We understand that saving for a substantial down payment can be challenging, which is why we require only a modest 10% down payment, making it more manageable for you to get behind the wheel of your first car.

Additionally, we recognize that many first-time buyers may have limited credit history, and that's perfectly okay. Our program is tailored to accommodate those with limited credit history, ensuring that you can start building a positive credit profile while enjoying the freedom of your own vehicle.

At Dade County Federal, we're committed to guiding you through the process of financing your first car. Our auto loans not only provide you with the funds you need but also come with the support and expertise of our team to ensure a seamless experience. Take the first step towards car ownership in the Miami-Dade area and explore our First Time Car Buyer Program today.

Rates and terms subject to creditworthiness, income and sufficient collateral requirements.  Minimum 6 month’s employment required.  Maximum loan term up-to 72 months.  First Time Auto Program requires minimum 10% down payment.  Rates and terms are subject to change without notice.Subject to CU policies.