Secure Checking
Paying for goods and services is fast and easy through our Secure Share Draft Checking Account.
Unlimited check writing
ID Safe Choice* - Fully Managed Identity Theft Recovery plus Identity Theft Expense Reimbursement Insurance.
Dividends are paid on an average daily balance of $1000
Direct Deposit and Payroll deduction
VISA® Debit Card
Free transactions at all DCFCU ATMs
Four Free transactions monthly at Presto® ATMs (ATM surcharges may apply)
Online Banking and Bill Pay
Mobile Banking
Our Secure Checking account may also qualify you for additional discounts on consumer loans!
*ID Safe Choice
Professional, dedicated Privacy Advocates are standing by and will manage your identity theft incident and resolve suspected or confirmed fraud until completion, with no time limit. Identity Theft Expense Reimbursement Insurance covers out-of-pocket expenses incurred by you during the recovery of your identity. These benefits extend to cover three generations of your family (3G) and continue to provide coverage for up to 12 months after death.
Click here to learn more about ID Safe Choice, including full terms and conditions.
*Monthly service charge: $1.99
Secure Plus Checking
Introducing Secure Plus Checking
The new Secure Plus Checking account includes expanded banking benefits and enhanced security features; as part of the checking account, you will enjoy the following benefits and services:
All the same benefits of Secure Checking
Fully Managed Identity Theft Recovery - Covers all types of identity theft and includes coverage for up to three generations of family members
5 Free Cashier’s Checks and Money Orders per Month
$.05 Cash Back per Debit Card Purchase (POS and Signature Based)
$25,000 ID Theft Expense Reimbursement
An entitlement to nxg|PROTECT - powerful, proactive Identity Monitoring Services* with Alerts:
Credit Monitoring - Provides email and SMS text alerts for credit inquiries, new credit lines, address changes, and more.
Credit Score - Tracked on a timeline to see unexpected changes that might indicate identity theft.
Credit Report - Helps to benchmark your credit standing and uncover pre-existing credit issues.
IP Address Monitoring - Safeguard your network's security by analyzing the data traffic, behavior, and interactions of IP addresses.
Dark Web Monitoring - Alerts you if your personal information or registered credentials have been compromised on the Dark Web.
Social Media Monitoring - Monitors your Facebook, Instagram, LinkedIn, and Twitter accounts.
High-Risk Transactions Monitoring - Provides alerts to password resets, money transfers, and more at participating companies.
Already have Secure Plus Checking? Register below.
*MONITORING SERVICES ARE PROVIDED TO THE PRIMARY ACCOUNT HOLDER ON AN ENTITLED BASIS AND REQUIRE CONSUMER ACTIVATION. For additional details about the services, including terms, conditions, and limitations, please visit dcfcu.nxgstrategies.com. *Monthly service charge: $3.99
Senior’s Advantage
We offer free services to members who are 50 years or older and maintain a minimum combined average daily balance of $2,500.
Minimum opening balance: None
Minimum balance to qualify: $2,500
Check writing fee: None
Free services include:
Free ATM transactions (excluding other institutions’ surcharges)
Free checking with free standard check order
Free AARP membership for the first year
$5 discount on a safe deposit box
Up to 6 free copies of statements per year
5 free money orders per month
5 free Cashier’s Checks per month
Free Notary services
No annual fee VISA card (if the member qualifies)
*ID Safe Choice
This protection provides you with peace of mind in the event any of your financial and or personal information is compromised. ID Safe Choice will assign you a professional Identity Recovery Advocate, who will assist you with the necessary paperwork and other details to help restore your identity and resolve any issues. Plus, you have reimbursement insurance for any necessary recovery expenses up to $25,000 like lost wages or attorney fees. This service also extends to your immediate family members.
*Monthly service charge: $1.99
