Home Buyer Assistance Programs from FHL Bank Atlanta

First-Time Home Buyer-Up to $12,500 available for home purchase.

Buying your first home is an important milestone in your life. Here at Dade County Federal (DCFCU), we understand that finding the right financing plan is as important as finding a home that fits your lifestyle.

To help you get started on solid footing, DCFCU can help first-time homebuyers access up to $12,500 to assist with the down payment and closing costs incurred when purchasing a home. Funding is available to qualified first-time homebuyers*.

In addition to meeting income eligibility requirements, the homebuyer must:

  • Contribute at least $1,000 toward the purchase of the home

  • Occupy the home as a primary residence for at least five years

  • Gross annual household income not to exceed 80% of the area median income for county property is being purchased.

  • Complete a homebuyer education and financial literacy course specified by FHLBank Atlanta

DCFCU prides itself on providing accessible and feasible financial resources and mortgage products to first-time homebuyers. Please contact us to determine if you are eligible for First-time Homebuyer funding and to begin your application process.

Community Partners Product-Up to $15,000 available for home purchase.

At Dade County Federal Credit Union (DCFCU), we are committed to supporting families and individuals who make their living serving others in the community. As part of this commitment, we offer a unique financial opportunity for current or retired law enforcement officers, educators, healthcare workers, firefighters, and other first responders who are purchasing a home.

DCFCU can help homebuyers access up to $15,000 to assist with the down payment and closing costs incurred when purchasing a home.

Funding is available to qualified homebuyers who meet product and income eligibility requirements, including first-time homebuyers or families and individuals who currently own a home or have previously owned a home.* In addition to meeting eligibility requirements, the homebuyer must:

  • Contribute at least $1,000 toward the purchase of the home

  • Occupy the home as a primary residence

  • Gross annual household income not to exceed 80% of the area median income for county property is being purchased.

  • Complete a homebuyer education and financial literacy course specified by FHLBank Atlanta

Please contact us to determine if you are eligible for Community Partners funding and to begin your application process.

Call us at 305.471.5080 and ask to speak to one of our Mortgage Advisors.

*First-time Homebuyer Product is a product of the Federal Home Loan Bank of Atlanta. Household income restrictions and other requirements apply. Please see Federal Home Loan Bank of Atlanta’s Affordable Housing Program Implementation Plan at www.fhlbatl.com for complete product requirements. Community Partners Product is a product of the Federal Home Loan Bank of Atlanta. Household income restrictions and other requirements apply. Please see Federal Home Loan Bank of Atlanta’s Affordable Housing Program Implementation Plan at www.fhlbatl.com for complete product requirements.