First Time Car Buyer Program

Dade County Federal Credit Union is your trusted partner in making your dream of owning your first vehicle a reality with our exclusive First Time Car Buyer Program, designed specifically for you.

With our First Time Car Buyer Program, you can access auto loans of up to $25,000, helping you choose the car you've always wanted without breaking the bank. We understand that saving for a substantial down payment can be challenging, which is why we require only a modest 10% down payment, making it more manageable for you to get behind the wheel of your first car.

Additionally, we recognize that many first-time buyers may have limited credit history, and that's perfectly okay. Our program is tailored to accommodate those with limited credit history, ensuring that you can start building a positive credit profile while enjoying the freedom of your own vehicle.

At Dade County Federal, we're committed to guiding you through the process of financing your first car. Our auto loans not only provide you with the funds you need but also come with the support and expertise of our team to ensure a seamless experience. Take the first step towards car ownership in the Miami-Dade area and explore our First Time Car Buyer Program today.

Rates and terms subject to creditworthiness, income and sufficient collateral requirements.  Minimum 6 month’s employment required.  Maximum loan term up-to 72 months.  First Time Auto Program requires minimum 10% down payment.  Rates and terms are subject to change without notice.Subject to CU policies.