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VISA Platinum Photocards Are Now Available!

To order a Visa Platinum Photocard, visit any branch to complete the required form. Have questions? Call our Call Center at 305-471-5080. (Orders cannot currently be made online.)

Information you will need to complete the form:

• Visa account number

• Social Security number

• Photograph size • 2â€� x 2â€�. Please note that your picture will not be returned.

Any copyrighted material, magazine/newspaper clippings, logos, or symbols will not be accepted. Please allow approximately three weeks for delivery.

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Go Green with Electronic Statements For Visa® Credit Card!

Starting April 1^st we will begin to offer Electronic Statements for your Visa Credit Card.

To receive your Visa® statements electronically follow these easy steps:

1. Sign on to MyBranch

2. On your MyBranch homepage, click on “Accounts�

3. Once you see your “Account Summary� click on your credit card.

4. You will be directed to your “Recent Activity� of your credit card. You will then click on “Online Services� on the upper right hand corner.

5. Click on the option “Enroll in E-statements� and provide the necessary information.

If you need any assistance please feel free to contact our Call Center at 305-471-5080 or 1-800-299-7147.

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		VISA Credit Card Application
		Can't read the file? Download Adobe Acrobat Reader

Apply for a No Annual Fee DCFCU Platinum Credit Card and take advantage of the benefits:

No Annual Fee

There is no annual fee on your DCFCU Platinum - not just the first year, but ever!

Worldwide Acceptance

Your DCFCU Platinum is recognized and honored in business establishments and financial institutions worldwide.

Low Annual Percentage Rate

We offer one of the lowest Annual Percentage Rates (APR) available. Beginning August 1,2007 purchases will be subject to the standard APR ranging from 7.90% 17.90%. Offer subject to credit evaluation.

25-Day Grace Period

You can pay off your balance in full within 25 days of your purchase to avoid any finance charges.

VISA ATM Access

You have 24-hour cash access at any VISA cash machine or other ATMs that display the VISA logo (a transaction fee may be charged). A computer generated Personal Identification Number (PIN) will be sent to you shortly after you receive our DCFCU Platinum Credit Card. Interest is charged from the date of the advance.

Travel Accident Insurance

As a DCFCU VISA Platinum card holder, you get up to $1,000,000 in free insurance coverage when you purchase a ticket on a major carrier with your DCFCU VISA Platinum card.

Transfer Balances

You can pay off balances from other high interest credit cards and enjoy immediate savings! And, there are no transfer fees.

Periodic Credit Line Increases

For your convenience, your credit line may be increased by calling us. So, as your lifestyle changes and your needs grow, so can your credit line! Simply call us and ask.

CU Rewards

For every purchase dollar you charge to your DCFCU VISA Platinum Card, you earn a point toward premium merchandise and exciting travel opportunities.

Click here to apply for a DCFCU Visa Card

Important Credit Card Disclosure Visa Platinum Credit Card

Annual Percentage Rate (APR) for purchases: 7.9%, 9.9%, 11.9%, 13.9%, 17.9% based on credit evaluation.

Standard APR’s

Balance Transfer APR : 0.00 %* (Offer is valid only for new approved Visa Platinum Credit Cards)

Cash Advance APRs: 7.9%, 9.9%, 11.9%, 13.9% or 17.9%, based upon credit evaluation.

Balance Transfer APRs*: 7.9%, 9.9%, 11.9%, 13.9% or 17.9%, based upon credit evaluation.

Default APRs**: 7.9%, 9.9%, 11.9%, 13.9% or 17.9%, based upon credit evaluation.

Grace period for repayment of balances for purchases with Visa Platinum Credit Card

25 days on average

Method of computing the balance for purchases with Visa Platinum Credit Card

Average daily balance (including new purchases)

Annual fee for Visa Platinum Credit Card

None

Cash Advance Fee for Visa Platinum Credit Card

2% of the transaction or a minimum of $5 and max of $100

Balance Transfer fee for Visa Platinum Credit Card

None

APR Penalty fee for Visa Platinum Credit Card

None

Over the limit fee for Visa Platinum Credit Card

$29.00

Late Payment fee for Visa Platinum Credit Card

$29.00

Foreign Currency Transaction fee Visa Platinum Credit Card

1.0% of the converted transaction amount.

*APR=Annual Percentage Rate. Balance transfers receive the 0.00% introductory APR for 180 days from the date your new credit card account is opened. After 180 days, the APR will convert to the standard APR ranging from 7.9% to 17.9%. Purchases will be subject to the standard APR ranging from 7.9% to 17.9% - that is, the rate you receive on your card based on credit evaluation. Offer subject to credit evaluation.

**APR=Annual Percentage Rate. Default APR: Each time you default on this account because you fail to make at least the minimum payment due, exceed your credit limit or make a payment to us that is not honored by your financial institution, we may increase the APR on your account up to the maximum Default APR.

The information above is current as of 9/5/08. You can call or write us at the telephone number or address shown herein to inquire if any changes occurred since the effective date. In Miami Dade (305) 471-5080, Toll Free (800) 299-7147. 1500 NW 107th Avenue, Miami, FL 33172